📖 Overview
Use this calculator in-game when raising cash quickly under rent pressure.
🧪 Example Scenarios
Use these default and higher-pressure example inputs to explore how sensitive this calculator is before using your real numbers.
| Input | Base Case | Higher Pressure Case |
|---|---|---|
| Mortgage Value Per Property ($) | 120 | 138 |
| Properties To Mortgage | 3 | 3.45 |
⚙️ How It Works
Calculates exact cash received when mortgaging one or more properties.
The Formula
Cash In = Mortgage Value Per Property × Number of Properties
💡This calculator is scenario-based. Better input quality leads to better decision quality.
Quick Reference
| Input | Example Value |
|---|---|
| Mortgage Value Per Property ($) | 120 |
| Properties To Mortgage | 3 |
When To Use This
- Use this tool when you need a fast decision during active planning or execution.
- Use this before committing money, time, or tradeoffs that are hard to reverse.
- Use this to compare options using the same assumptions across scenarios.
Edge Cases To Watch
- Results can be misleading if key inputs are missing, stale, or unrealistic.
- Very small or very large values may amplify rounding effects and interpretation risk.
- If assumptions change mid-decision, recalculate before acting.
Practical Tips
💡 Use each property’s printed mortgage value.
💡 This gives immediate cash inflow only; unmortgage cost is separate.
💡 Run a best-case, base-case, and worst-case scenario before deciding.
💡 Use recent real values, not ideal assumptions, for better accuracy.
Frequently Asked Questions
❓ Does mortgage cash include interest?
No, interest applies when you unmortgage later.
❓ Can I mortgage houses/hotels directly?
No, buildings must generally be sold before mortgaging the property.