📖 Overview
Use this calculator when you are short on cash to compute a practical liquidation sequence that covers the bill immediately.
🧪 Example Scenarios
Use these default and higher-pressure example inputs to explore how sensitive this calculator is before using your real numbers.
| Input | Base Case | Higher Pressure Case |
|---|---|---|
| Cash Needed Now ($) | 850 | 765 |
| Cash On Hand ($) | 300 | 270 |
| Cash Per House Sold ($) | 50 | 45 |
| Houses Available To Sell | 6 | 6.9 |
| Cash Per Property Mortgage ($) | 120 | 108 |
⚙️ How It Works
Builds a fast sell/mortgage plan to cover a required payment in the current turn.
The Formula
Shortfall = Needed Cash − Cash On Hand | Raise via house sales first, then mortgages
| Cash Needed | Amount you must pay immediately |
| Cash On Hand | Current liquid cash before liquidation |
| House Sale Value | Cash recovered from selling one house |
| Mortgage Value | Cash recovered from mortgaging one property |
💡This calculator is for real-time survival decisions. It gives a concrete minimum action plan, not a long-term strategy estimate.
Quick Reference
| Input | Example Value |
|---|---|
| Cash Needed Now ($) | 850 |
| Cash On Hand ($) | 300 |
| Cash Per House Sold ($) | 50 |
| Houses Available To Sell | 6 |
| Cash Per Property Mortgage ($) | 120 |
When To Use This
- Use this tool when you need a fast decision during active planning or execution.
- Use this before committing money, time, or tradeoffs that are hard to reverse.
- Use this to compare options using the same assumptions across scenarios.
Edge Cases To Watch
- Results can be misleading if key inputs are missing, stale, or unrealistic.
- Very small or very large values may amplify rounding effects and interpretation risk.
- If assumptions change mid-decision, recalculate before acting.
Practical Tips
💡 Use legal sell values from your edition and house rules.
💡 Sell houses evenly across a color set when rule constraints apply.
💡 After payment is covered, stop liquidation to preserve board strength.
Frequently Asked Questions
❓ Does this enforce even-building rules?
No, it computes cash math only; you still need legal board execution.
❓ What if house and mortgage values are both zero?
No valid liquidation path exists until you enter a usable value.